Jane Nelson is a seasoned insurance professional with over two decades of experience in financial analysis, insurance company regulation, and agency operations. Since September of 2025, she has served as the Deputy Commissioner of Property & Casualty at the Florida Office of Insurance Regulation (OIR), where she oversees the regulation and supervision of property and casualty insurance markets in the state, ensuring compliance with laws and policies while safeguarding consumer interests. In this role, Ms. Nelson actively analyzes market trends, reviews insurance company filings, and collaborates with industry stakeholders to promote a balanced and effective regulatory environment.
Prior to her appointment as Deputy Commissioner, Ms. Nelson served as Director of Property & Casualty Financial Oversight where she led regulatory efforts to ensure the financial stability and statutory compliance of property and casualty insurers operating in Florida.
Throughout her tenure at OIR, Ms. Nelson has held various leadership roles within the Property & Casualty unit. She has managed teams of analysts and examiners, overseeing all aspects of their professional development—from recruitment and training to the review of their work for accuracy, thoroughness, and regulatory compliance. Her responsibilities have included evaluating internal processes, ensuring insurer compliance with Florida Statutes and Administrative Rules, and assessing reinsurance programs for adequacy and risk mitigation.
Early in her career, Ms. Nelson developed a strong understanding of the Florida property and casualty insurance market at Brown & Brown of Florida, Comp Options Insurance Company, and Willis North America. These experiences contributed significantly to her expertise and professional growth within the insurance industry.
Ms. Nelson holds both a Bachelor of Science and a Master of Science in Risk Management and Insurance from Florida State University. She also earned the Professional in Insurance Regulation (PIR) designation from the National Association of Insurance Commissioners (NAIC) in October 2020.
